Scoria Credit Switch Fully Integrated EMV Solution

Posted on July 12 17, 2016 by admin

Crimson Transaction Technologies ("Crimson"), an innovative provider of Point of Sale software for retailers, governments and park fee collection today announced that its software is vendor-certified as EMV compliant using the Equinox LS series of terminals communicating to First Data in a fully integrated manner.

Within Crimson's retail suite of applications called Scoria, Crimson offers a credit switch application which can be implemented independent of its own Point of Sale application. The Scoria Credit Switch handles debit and credit processing, check authorizations, the sale and redemption of gift cards, and contactless payments.

See full press release

Scoria Credit Switch PA-DSS v3.0 Cerified

Posted on August 17, 2015 by admin

The Scoria Credit Switch has make it through the testing and approval bottle neck at PCI, so we now have our PA-DSS 3 certification. That means that the rest of the POS system (ours or anyone's) is out of PCI scope.

To see the PCI certification, Go to

PCI Security Standards

Search for "Millenium Retail Solutions, Inc., dba Crimson Transaction Technologies"
(we changed our name a year ago because "Millenium" was so last century ;-) see this...

PCI Certification

Are you ready for the bad guys?

Posted on April 30, 2015 by Admin

Bad Guys

We here at Crimson spend a considerable amount of time tracking the technology and developments of the payment industry. Last year has been called the Year Of The Breaches, due to the quantity and size of these occurrences. Beyond the general interest, we try to find out specifically what happened in each case, so that we can advise our clients and customers how to avoid these same pitfalls. This exercise has led us to some interesting conclusions.

  • The number and magnitude of the breaches are climbing. Target had 110 million customer records stolen and Home Depot had over 56 million credit and Debit cards compromised. Now 43% of the top 500 retailers admit to a data breach within the last 2 years, and 60% of these had more than 1 breach in that time period.
  • All breaches are caused by some vulnerability in the company's data access. Most breaches occur due to a weakness that had previously been identified, but not rectified. Even Target had introduced a chip and pin program 10 years ago but after 3 years saw little value in this initiative and stopped the rollout. This mandate is now back on with full support and far more cost.
  • For the first time, we saw high executive turnover directly related to a breach. Organizations now realize that they need to understand what's in their data environment in order to protect it. PCI compliance alone doesn't do it. Target was certified PCI compliant.
  • Letting a breach happen is one thing, but dealing with it correctly is quite a different matter. Consumers demand a clear and decisive response. Most organizations have a plan in place but if it has not been implemented and tested it is almost worse than no plan at all.
  • Customers are now more reluctant to give up personal information, particularly if their data has been violated with a breach. The consumer must feel comfortable sharing information with the merchant. This demands the highest level of integrity for the brand. Open and honest communication is the key during any recovery process.
  • When customers shun companies that have experienced a cyberattack, the cost of the breach can be devastating. According to the Ponemon Institute, the average cost of each lost or stolen record containing sensitive information is $201. They attribute 38% of this cost is due to lost customer business and 16% of it is due to legal expenses to defend against lawsuits and provide answers to various regulators.
  • About one third of companies have purchased cyber insurance. These are usually companies with good IT security practices. Your likelihood of experiencing a material data breach over the next 2 years is 23% if you are a public organization or a retailer.

At Crimson we are focused on the security of sensitive payment transactions. We have moved beyond PCI compliance and are actively installing EMV ready solution with our customers. This chip and pin technology will not prevent a breach but will reduce fraudulent transactions. This is a key requirement for all merchants as the responsibility shift of October looms. Our leading clients are installing P2PE solutions for security in their payment processing systems. Even if encrypted data is stolen, it is useless to anyone not authorized. We have become good at payment transaction security over the last few years. At Crimson we have a solution for every size and budget. This year we will continue to work with our customers and partners to stay 3 steps ahead of the bad guys.

Inside Crimson TT @ RSPA

Posted on August 8, 2014 by Admin

As the Crimson TT team was preparing to go down to Orlando for RSPA's annual RetailNow convention and conference, we truly did not know what to expect from this year's show. Located at the beautiful and luscious Gaylord Palms Resort and Convention Center, the conference housed thousands of industry experts and professionals with various interests in this industry. They were not kidding around with the show's slogan being, "Where the industry meets".

The Crimson TT team was invited by Wincor-Nixdorf to feature our software in their booth on the new Beetle/iPOS+ Advanced hardware. This hardware is a touch-based, all-in-one point of sale terminal ideal for Scoria Cashier product. The hardware is very sleek and modern and is a great addition to any retailer's checkout counter.


As the attendees swarmed the show's floor, the Crimson TT team met and discussed our software with anyone who happened to come in the booth. We met many interesting people from around the continent. As much as the show is an opportunity for our company to educate the attendees about our product, the educating flows both ways. We learnt about so many new and interesting facts and trends in the industry that the sky is the limit on the potential for our industry. Crimson TT is always looking to modernize and adopt the current (and future) trends of the industry so we can provide the best software solution for our customers.

Thank you to everyone at Wincor-Nixdorf for inviting us and allowing us to be a part of your booth at RSPA. We would also like to thank RSPA and their organizers for hosting a marvelous few days that will surely not be forgotten.


Contact Us

Address: 160 East Beaver Creek Rd
  Unit #16
  Richmond Hill, Ontario L4B 3L4
Telephone: 888-380-2677
FAX: 905-709-8683